Four reasons why you should seriously consider annuities.

1. Income you cannot outlive
2. They have guaranteed returns
3. Interest can be tax-deferred
4. Proceeds at death pass outside of Probate

Driving tip: if you suffer a tire failure on the highway, keep driving as straight as possible and do not rapidly or suddenly apply the brakes. Wait until your car slows down to below 30 MPH before gently steering toward a safe stopping place. Don’t let the sound of the tire blowing out startle you. It can sound like a bomb, especially a blowout at high speeds.

Put a freeze on Winter fires. For Winter fire safety tips please visit the following link: www.usfa.fema.gov