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  • Four reasons why you should seriously consider annuities.
    1. Income you cannot outlive
    2. They have guaranteed returns
    3. Interest can be tax-deferred
    4. Proceeds at death pass outside of Probate
  • Driving tip: if you suffer a tire failure on the highway, keep driving as straight as possible and do not rapidly or suddenly apply the brakes. Wait until your car slows down to below 30 MPH before gently steering toward a safe stopping place. Don’t let the sound of the tire blowing out startle you. It can sound like a bomb, especially a blowout at high speeds.
  • Put a freeze on Winter fires. For Winter fire safety tips please visit the following link: www.usfa.fema.gov

Ohio Disability Income

   
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Your family's financial survival is at stake without a paycheck!

Have you ever thought about what would happen to your family if you were seriously injured, hurt or became disabled? Few people could survive for very long without a regular paycheck. If you're like most people, you get a paycheck only if you show up for work. Disability Insurance helps pay the bills while you're home recuperating from a short or long term injury or illness. Don't be caught without it, especially once you find out how affordable this coverage really is.

Ruese Insurance Group Disability InsuranceWhy should you buy Income Protection coverage?
  • You're 7 times more likely to have a disabling injury or illness before age 65 than die before 65?
  • You're 16 times more likely to have your mortgage foreclosed on after an injury than after a death.
  • A survey by USA Today said that serious Illness is the cause of 50% of all bankruptcies.
  • The average length of a disability is 9 months!  97% of all disabilities are over in 22 months.
What could be covered when I get injured or sick?
  • Mortgage payments
  • School tuition
  • Food, gas, and car payments
  • Telephone bills and utilities
  • Insurance premiums
  • Dance lessons
  • House remodeling expenditures
  • Vacations that you had planned for
  • Other living expenses

How can you get coverage? Talk to your trusted insurance advisor and explain your concerns so he or she can design a policy specifically for you.

 

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